Australia’s Trusted Refund Experts

Fast, Reliable & Hassle-Free Refund Solution

Reclaim What’s Rightfully Yours

Refunds on Unneeded Insurance Products
Free Evaluation of Your Case
Payouts for Irresponsible Loan Practices
Smooth Digital Process – No Forms Required

Why Trust refund helper?

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Happy Clients

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Proven Results

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Trusted Specialists

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Expert Execution

How Refund Helper Works?

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1. Step One: We Review Your Loan History

Simply fill out our quick and straightforward form, listing your current or past lenders. Once we have the details, the Refund Helper team gets to work — contacting those institutions and assessing your documents to check if you're eligible for a refund related to loans or junk insurance.

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2. We File the Claim for You

Our experienced specialists take full responsibility for reclaiming the funds you may be owed. With a deep understanding of the sales tactics used by financial institutions, Refund Helper applies its knowledge to push your claim forward effectively.

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3. You Receive the Refund — We Handle the Rest

Sit back while we manage the entire process from start to finish. Once your refund is approved, the money is transferred to you. And remember — with Refund Helper, there are no upfront costs: if you don’t get a refund, you don’t pay a thing.

How Will You Use Your Refund?

At Refund Helper, we specialize in helping individuals reclaim money that may have been lost due to financial mis-selling. Whether your loan is still ongoing or already paid off, we carefully examine your situation to recover the funds you legally deserve.

Frequently Asked Questions

Can I Get a Refund for Insurance Charges?

Absolutely. At Refund Helper, we assist individuals in reclaiming funds from unnecessary or mis-sold insurance products. Many people unknowingly pay for add-on services they don’t need. Share your case with us, and we’ll do our best to help you recover what you’re owed.
We help process refunds for:

  • Car loan insurance

  • Consumer credit insurance

  • Credit card insurance

  • GAP insurance

  • Mortgage insurance

  • Life insurance

  • TPD insurance via superannuation

  • Tyre & rim insurance

How Do I Claim a Refund for Junk Insurance?

If you suspect you’ve been sold junk insurance, follow these four simple steps:

  • Submit your details — if you don’t have your loan documents, we can help locate them.

  • Our team will assess your situation and get in touch to confirm your claim.

  • We’ll prepare and submit the claim on your behalf.

  • Once approved, the refund will be transferred directly to you.

How Can I Tell If I Was Sold Junk Insurance?

Junk insurance is often hard to identify, as it may be hidden in complex terms and conditions. The best defense is to always read contracts carefully. If you're unsure or already signed an agreement, don’t worry — Refund Helper can review your case and advise you on your refund options.

What Is a Class Action?

A class action is a legal process where a group of individuals joins forces to file a lawsuit against a company or institution for compensation. Sometimes, you may be included in such a case without your knowledge. If you want to start your own class action or opt out of one you’re currently part of, Refund Helper is here to guide you.

Can I Get a Refund on Home Loan Insurance?

Yes — if your mortgage insurance was sold without proper explanation or under misleading circumstances, you may qualify for a refund. Common reasons include:

  • The policy wasn’t clearly explained

  • You weren’t eligible for coverage at the time

  • You weren’t told the insurance was optional

How Do I Apply for a Loan Insurance Refund?

Refund Helper makes the process simple. Just complete our online form, and we’ll assess your eligibility. If a refund is possible, we’ll take care of the paperwork, file the claim, and update you throughout the process.

When Can I Cancel Home Loan Insurance?

You’re allowed to cancel your home loan insurance at any time during the loan period. With Refund Helper, you may also be eligible to receive a refund for payments you’ve already made — even for older or settled loans.

Is It Possible to Reclaim Payments from Past Insurance Policies?

Yes. If you believe an insurance policy tied to your home loan or credit was mis-sold, you can apply for a refund — even if the loan has been repaid. Refund Helper will handle the full refund process for you, from start to finish.

Is It Possible to Get a Refund on My Home Loan Insurance?

Absolutely. If you suspect that your home insurance was mis-sold, you’re eligible to request a refund for your home loan insurance. There are many justifications for seeking a refund on insurance premiums you’ve already paid. At Refund Helper we take care of the entire refund process on your behalf

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